Personal Banking
Personal Banking

Fixed Deposits / Short-term Deposits

Fixed Deposits / Short-term Deposits

Fixed Deposits / Short-term Deposits

This product is available for the deposit holders to keep fixed sum of money for a definite period of time at a fixed rate of interest.


Individuals, business firms, company, association, society etc.

Deposit Amount

For Kampala Branches Ushs. 100,000/-
Upcountry Branches No ceiling


Minimum 1 Month
Maximum 120 Months

Rate of Interest: View latest Interest Rates

Prepayment facility is available. Rate of interest on prepayment will be 1% less than the applicable rate for the terms of deposit remained with the bank.

Overdraft / Loan Facility Interest Rate


  • Up to 90% of the deposit amount if loan is in same currency and 80% of deposit if loan is in different currencies.
  • 3-5 % over the deposit rate of interest applicable.

Special Features

  1. Deposit can be renewed with interest on due date.
  2. The principal amount of deposit can be renewed and interest is paid separately to the customer.
  3. The principal amount and interest due thereon will be paid to the customer on due date.
  4. No cash deposit fee.

Other Terms and Conditions

If the entire amount is withdrawn within one month from the date of deposit, no interest will be payable on deposit. However, if the deposit remains with the Bank prepayment may be considered with interest @1% below the rate applicable for the period for which the deposit has remained with the Bank.

* Interest rate is subject to change from time to time. View latest Interest Rate.
** For further details, contact any of our Branches in Uganda

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