Help your loved ones achieve their dreams

Explore loan with multiple benefits and repayment options.

  • Repayment Period
  • Eligibility
  • Expenses Covered
  • Margin
  • Purpose
  • Securities
  • Interest
  • Type of Facility

Maximum 36 months

  • Student pursuing study - School / College education including courses leading to diploma / degree etc. offered by recognized schools / Colleges / Universities.
  • Should be Resident Ugandan.
  • Should have secured admission to the study courses.
  • Parent should be our customer
  • Fee payable to School / College / Institution / University
  • Fee and other charges payable to hostel.
  • Examination / Library / Laboratory fee.
  • Purchase of books / equipments / instruments / uniforms.
  • Personal Computers / Laptops wherever required.
  • Caution deposit / building fund / refundable deposit supported by institution bills / receipts.
  • Any other expenses required to complete the course - like study tours, project works, thesis, etc.
  • Cost of external coaching / tuition is not covered
  • Upto Shs. 7.5 Mn. - NIL
  • Above Shs. 7.5 Mn. - 25%
  • Scholarship / assistant-ship if any received to be included in the margin.
  • Margin may be brought in on semester basis as and when disbursements are made.

To meet educational expenses of student for study in Uganda or abroad

Legal mortgage of leased property. Registration of the lease deed is compulsory.

* Interest rate is subject to change from time to time. View latest Interest Rate.

** For further details, contact any of our Branches of Bank of Baroda (U) Ltd.

  • Up to Ugx 5 Mn. - PLR
  • Above Ugx 5 Mn. - 3% over PLR
  • Simple interest to be charged at monthly rests during the repayment holiday / moratorium period.
  • 1% interest concession is provided if interest applied during repayment holiday is serviced.

* Interest rate is subject to change from time to time. View latest Interest Rate.

** For further details, contact any of our Branches in Uganda

Demand Loan

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